Our approach
We explain how it works and why it matters. You make the decisions.
Every recommendation comes with its reasoning, in language you do not need a finance background to follow. It is an educational process, and you choose what to carry out. We have no preconceived plan for you, we do not pressure you, and we do not sell anything the plan did not call for.
A conversation
You describe your situation and what you want answered. Eric says honestly whether the firm can help.
Gather and organize
We collect statements, policies, documents, and tax returns and build your current position in planning software.
Test the alternatives
We model the choices in front of you and show what each one does to your income, your taxes, and your estate.
Written recommendations
You get a written plan with the reasoning. We walk through it together and answer every question.
Carry out and review
We put in motion what you approve, coordinate with your attorney and CPA where the plan touches their work, and review with you on a regular schedule.
No. Recommendations come in writing with their reasoning, and you decide what to carry out. We are paid a fee for advice and management. Eric does earn commissions on insurance he sells separately, and where insurance is recommended you are free to buy it from anyone. You must feel good about a strategy before it goes anywhere.
We review managed accounts and plans on a regular schedule, and after any major change in your family, work, or the law. The exact cadence is set with you at the start of the engagement and adjusted as needed.
